Russell Percival
Sunday, 23rd November, 2008
What is an Asset Loan

Borrow against Assets to secure your loans more easily

Asset loans or asset based financing refers to loans that are secured by using your physical assets as security on a loan. Asset Loan Co provides innovative financial solutions to investors for business or other opportunities.

Borrowers can be from any sector, who require short or long term finance for business or investment purposes where traditional lending institutions cannot meet the expectations of borrower, specially where there are time constraints.

You can borrow against your assets for:

• A Shortfall in Settlement of Investment Properties

• Your business

• The purchase of shares

• Payment of GST or other taxes

• Bridging finance for D.A Approvals

• Any business or investment purpose.

Asset Loan Company operates in a unique market which is critically time sensitive, and largely, the type of loans offered are short term loans secured by bridging finance. The focus is on ensuring that security provided for the loans is adequate to protect the interests of investors, whilst at the same time providing finance to borrowers within extremely short timeframes. Funds can be provided within 2 to 5 working days, but can be expedited to 24 hours if necessary.

Security is usually property “assets” where the loan to valuation ratios cannot exceed 80%. Using existing assets of a business as collateral to improve your cashflow, you are now able to better finance your business operations which provides you with the flexibility to grow above and beyond constraints of your current working capital. Asset based financing relies on the value of the underlying collateral to minimise the loan's credit risk.

Why Choose Asset Loan Company as your lending provider?

 

We can offer you:

• Credibility as a publicly listed company

• Direct access to the manager who approves your loa

• In-house funding

• Instant decisions

• Immediate requirements

• A “No Loan is Too Hard” attitude

• Comprehensive and efficient security appraisal process.

We are also conscious of the urgency when businesses require money quickly for business or investment purposes, and understand that such dealings can be exceptionally time sensitive. We pride ourself on working swiftly to meet our clients’ requirements and deadlines and to offer a quick and hassle free alternative to traditional lending.

Asset Loan provides it's customers with direct access to our wealth of knowledge and resources and can maximise the use of your assets to serve your asset based finance needs. To learn more about how to maximise use of your assets and applying for an asset loan please telephone 1300 55 90 40 or complete this form